Re: [MV] Insurance company and trucks?

From: Bruce Beattie (bruce@eecs.berkeley.edu)
Date: Mon Jun 21 2004 - 15:49:29 PDT


When I made out my application form for Condon and Skelly I specified that it
was not going to
be in a garage, cause a M54A2 won't fit in a garage. They accepted the form
and issued me the
insurance (For a historical vehicle).. I did specify that it was being kept
in a high security storage
facility with cameras,locked electronic access, etc.
Bruce MVPA 23824

"Paul A. Thomas" wrote:

> That's good to hear, but when I called them 2 years ago and asked about
> garaging requirements specifically they had to check, then advised me if
> the deuce was not in a building with doors, a lock etc they could not
> insure it. I tried the ' trained attack dogs on premises ' but they
> required a building.
>
> One thought: When I called all of the usual carriers/agents for historic
> or hot rod vehicles I made garaging the truck my main point: some of the
> reps I spoke to weren't sure. However when you get the policy the
> language in there will be binding on you, whether the agent knew of it
> or not. you can always sue the agent... but with respect to the actual
> insurance carrier the policy ( along with how the courts are
> interpreting it that week ) are the bottom line.
>
> Paul
>
> **************************
>
> I can recommend Condon and Skelly (www.condonskelly.com). I'm paying
> something like $100 for a 5 ton. They don't require something big like a
> deuce or 5T to be garaged, because they are just too big to fit. They
> write for Metlife, I think. No restriction on young drivers, either. I
> have a teenager and they have no problem with him being a driver. We
> have spotless records, too. Maybe that counts. Jim
>
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