I was honest, I said I wanted to haul some dirt and gravel to for my lot
and I would not be doing commercial hauling (big red flag that requires
a CDL since M51 GVW is over 40K lb loaded).
They said that is fine and quoted me $380 per 6 months for 25K worth of
liability only. I said no thanks.
Called a bunch of other guys and found Farm Bureau to be by far the most
cooperative. I told them the same thing, and they said for me it would
be $141/6 months for 50K worth of liability only and I can haul whatever
I want for as long as I want as long as it is for farm type use,
non-commercial hauling. I asked about my 1 ton truck and they said the
same thing, same rate for liability. These guys were very cooperative.
I don't have it insured with them yet, but I plan on doing so in the
next month. The mail insurance guys scare me. There are so many
clauses in the collectors insurance policies. I think that if I got in a
wreck with the M51 and crushed some car, they would ask if I was going
to a parade (no)? Yeah it was a gravel pit parade. Were you hauling
anything (yes). 10 tons of gravel - you are out of here. No insurance
- lawsuit time..... I'll pay the addition 100 bucks per year and sleep
at night. My goal this year is to make the OPEC guys happy, at 3-4 mpg
with the M51, they should be sending me a birthday presents, flower for
my wife, etc.
If the gas prices start to climb this spring, it's probably due to my
regular use of the M51. (:->)
Dave
________________________
mtowers@netxpress.com wrote:
>
> islander wrote:
> >
> > I'm in a bit of a pickle. My insurance company is having a hard time
> > finding someone to underwrite my Weasel for liability (not to mention
> > property value!). I need this to get more favorable terms with my bank
> > (hey why pay cash when you can go into debt instead <g>). My company can
> > find 1000 underwriters for something like a snowmobile which can wrap
> > around a tree at 80mph at a moments notice, but nobody wants to cover a
> > Weasel. Go figure!
> >
> > My problems are typical. I am asking the insurance companies to use
> > their brains instead of their tables, and that isn't working. Because
> > the Weasel is 50 yrs old, packs a big engine, has tracks, and is not a
> > standard commercially available make or model there are a lot of dead
> > ends facing my quest.
> >
> > If anybody can help me out with a name and phone number of an insurance
> > underwriter, I would appreciate it! Also, I can't find a great webpage
> > out there that I stumbled across some months ago. Talks about titles,
> > insurance, what not to do with your MBT, and other really useful things.
> > So if I could get the URL for this, again my thanks!
> >
> > Steve
> >
> > ===
> > To unsubscribe from the mil-veh mailing list, send the single word
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> My solution to a similar problem (a '72 duece) was to register the
> vehicle as a Farm Truck and insure it through my county Farm Bureau.
> They were more than happy to do it. (Of course, I do have a small ranch,
> and a bunch of other insurance with them; but, even so, it did not seem
> like a big deal to them.) Maybe it's time to dump your present insurance
> agent and find one that will give you some service. That's exactly what
> I did with Farmer's.
> Like I said, try the Farm Bureau. They sure treat me right.
> BTW: I have no connection with them other than being a happy customer.
> Mike T.
>
> ===
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