From: David Cole (DavidCole@tk7.net)
Date: Fri Mar 21 2003 - 13:14:32 PST
Does anyone out there have experience with AIG? They were a bit less
expensive than FB when I last checked but they had no local agent. I had a
Progressive commercial policy on my M51 and they were ok. AIG is also
available if you are a Boat US member - FYI.
I had State Farm for several cars and trucks for a while, however they
wouldn't touch the M51 with a 50 foot pole. Total no go. State Farm is
very good when you get in a wreck though, however they tend to be a quite a
bit more expensive than the competition from my experience.
Dave
>>>>>>>>>>>>>>>>>>>>>>>>
On Fri, 21 Mar 2003 11:23:44 -0500, Mark Ehle <mehle@willard.lib.mi.us>
wrote:
> I have FB but not for much longer. I recently had an accident, called my
> insurance agent, and he was not concerned that I was ok, which I was, but
> that the other party might sue. I had to talk to the other insurance
> company involved (progressive) and they were very relieved-sounding that
> I and the other driver were not hurt, and expressed concern over the loss
> of my truck. I had just paid off the truck, so my insurance was bare
> minimum. Ironic - he made a ton of money on the truck during the life of
> the loan I had on it. You would think that he would have treated me
> better.
>
> Also, our bill would increase dramatically without warning. Full
> coverage on 2 vehicals was up to $200/month. When I would call to find
> out what was up, he would just give me some mumbo jumbo about stuff that
> did not seem to me to have anything to do with my policy. I never made a
> claim with them, and our bill never went down. Always up. He would also
> badger me every time I went to his office in person to buy life
> insurance.
>
> We would try to insure our dune buggy every year with him. He would say,
> "sure, no problem". Invariably, we would get a call from one of FB's
> underwriters that our dune buggy was "High Risk", and therefore
> uninsurable. He did insure my M35, but even though it is never ever used
> for money, he refused to issue anything but a commercial policy.
>
> When we buy our next vehicle, we will be going with AIG (my wife is a
> teacher) or progressive. FB sucks!
>
> Mark Ehle
> 1970 AMG M35A2
>
>
>
>
> David Cole wrote:
>
>>
>> Speaking of insurance, what is the list experience with Farm Bureau? I
>> have three vehicles with them right now and when I went to have my house
>> refinanced, the refinance guy pulled my credit report and told me that
>> Farm Bureau had done a credit check two weeks prior. It was a red flag
>> for the refinance guy and caused a lot of consternation. Have any of
>> you guys seen the other insurance companies do the same thing? I had my
>> M51 insured with them but they dropped it about 2 month later saying it
>> didn't fit their "profile", whatever that means. I'm thinking about
>> dropping them now.
>>
>> Dave
>>
>>
>>
>> On Fri, 21 Mar 2003 09:29:35 -0500, <MVTrucker@aol.com> wrote:
>>
>>> Be very, very careful about insurance, especially JC Taylor.
>>> I have fifteen vehicles on my Taylor policy, all twenty-five
>>> years or older. For years, I recommended Taylor to my truck
>>> buyers, but a customer in CT, contacted Taylor before he came
>>> down to get the truck. Taylor wanted a picture of the truck in
>>> a garage. He explained that the truck was in NJ and they asked
>>> why. He told them that he just bought it and had to go get it.
>>> They said: "You will not be covered for the drive home." Wow!
>>> Big time shock. Taylor's application has an area to enter
>>> non-club related miles, implying that you are covered in non-
>>> club use. I don't know the answer.
>>> In NJ, with Historical Vehicle tags, you are prohibited from just going
>>> for a Sunday drive, so if doing so and got in an
>>> accident, Taylor could probably back out because you violated NJ's law
>>> on HMV use. Something to think about.
>>> I went ahead and put regular tags on my deuce, insured it as a
>>> private, non-commercial use truck, pay the higher premium through my
>>> fleet policy carrier and don't have to sweat.
>>> Joe Young
>>>
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>>>
>>
>>
>>
>
>
>
>
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>
-- Dave
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